Why Transformance exists
The average enterprise has 10-15% of receivables stuck in unapplied cash or unresolved deductions at any given time. That's millions sitting in suspense accounts, deductions piling up uninvestigated, and skilled people spending their days copying data between spreadsheets and ERPs.
Finance leaders want to automate, but they're stuck choosing between clunky cash application modules, expensive legacy AR platforms, or building custom solutions from scratch. Meanwhile, AI has redefined what's possible - but few tools apply it to the messy, document-heavy reality of order-to-cash. Remittance advice in 50 different formats. Partial payments with cryptic references. Deductions that need investigation before anyone knows if they're valid.
That's why we built Transformance. It's an AI-native revenue recovery platform designed for the complexity of enterprise AR. No more juggling lockbox files, spreadsheets, and ERP transactions across five screens. With Transformance, a single platform handles remittance capture, cash application, deduction management, collections, and ERP posting - seamlessly and securely.
What makes Transformance different
We built Transformance based on years of experience with static ERPs and custom solutions that break at every seam. Two things set us apart:
AI that's native, not bolted on. AI is deeply embedded into every layer of the platform. Agents work alongside your team - surfacing what needs attention, suggesting next actions, and executing repetitive tasks in the background. This isn't a chatbot sitting on top of old software. It's intelligence woven into how the platform thinks and operates.
Modularity that doesn't need IT. The platform is built from 30+ plug-and-play modules. Turn on what you need, configure it to your process, and leave off what you don't. You get a platform that's fully your own - without waiting on IT tickets or custom development.
Transformance benefits that actually move the needle
Everything we ship is designed to drive outcomes AR leaders actually care about:
- Cut DSO by applying cash faster and resolving deductions before they age
- Reduce write-offs by investigating claims while backup documents are still available
- Free your team from manual matching so they can focus on exceptions and customer relationships
- Close faster with automated posting and full audit trails
- Gain visibility into AR health across customers, aging buckets, and root causes
6 reasons AR teams choose Transformance
1. No More Multi-System "Swivel Chair"One platform to do it all. Stop juggling between your ERP, banking portals, PDF remittances, and Excel trackers. Transformance brings everything into a single workspace where your team can see, decide, and act.
2. End-to-End O2C CoverageCapture, Match, Investigate, Collect, Post. One platform, one data model, one workflow. No more stitching together point solutions.
3. Document Capture and ProcessingPDF, email, EDI, portal exports - we extract structured data from whatever format your customers send. Our multilingual, high-performance AI OCR delivers 99% accuracy, with human-in-the-loop review ensuring your data is 100% accurate before it hits your ERP.
4. Native AI Agent PlatformBuild and deploy AI agents that help you execute daily and monthly tasks. Smart suggestions surface what needs attention; background executions handle the repetitive work. Your team stays in control while AI does the heavy lifting.
5. Modular by DesignThe platform can be tailored to your exact needs with 30+ plug-and-play modules. Turn on what you need, leave off what you don't. The platform becomes fully your own - not a rigid one-size-fits-all solution.
6. ERP Integration, Not ReplacementWe plug into SAP, Oracle, NetSuite, and others. Transformance handles the workflow; your ERP stays the system of record.
Transformance use cases across the O2C cycle
We specialize in the post-invoice revenue recovery process - where payments come in messy and need to be matched, investigated, collected, and posted.
Cash Application
- AI-powered matching engine proposes payment-to-invoice matches with confidence scores; high-confidence matches clear automatically, exceptions surface for review
- Handles partial payments, overpayments, and multi-invoice remittances without manual splitting
- Bank statements and remittance documents flow in automatically; your team works from a single queue instead of multiple systems
- One-click clearing pushes matched items to your ERP with full audit trail
Deductions & Claims
- Shortpays and variances are detected automatically and routed to investigation with AI-suggested reason codes
- All supporting documents - PODs, claims, contracts - are linked to the item so investigators have full context without digging through email
- Dispute workflows track status, aging, and resolution; valid deductions route to adjustment, invalid ones to recovery
- Root cause reporting shows which customers, products, or regions drive the most deductions
Collections
- Overdue items are scored and prioritized so collectors focus on high-impact accounts first
- AI calling agent handles first-touch outreach automatically; records promise-to-pay or escalates to human collectors
- Automated email sequences nudge customers before and after due dates
- Full customer history - payment patterns, disputes, communications - is visible in one place
Posting & Close
- Matched and resolved items generate journal entries automatically based on your posting rules
- Multi-ERP support means one workflow can post to SAP, Oracle, or NetSuite depending on the entity
- Reconciliation dashboards show what's cleared, what's pending, and what's blocking close
- Full audit trail captures every action, decision, and system touch for compliance
How Transformance works
Here's what it looks like in practice:
- Connect your data sources. Bank feeds, ERP, email, customer portals - we pull in payments and remittances automatically.
- AI extracts and structures. Our OCR and extraction layer turns unstructured documents into clean, matchable data.
- Payments get matched. The matching engine proposes matches with confidence scores. High-confidence matches clear automatically; exceptions go to your team.
- Deductions get investigated. Partial matches route to the investigations queue with AI-suggested reason codes and linked documents.
- Collections happen automatically. Overdue items trigger prioritized outreach - AI-generated emails or automated calls.
- Postings hit your ERP. Cleared items generate journal entries and post to SAP, Oracle, or NetSuite with full audit trail.
Your team focuses on exceptions and customer relationships. The platform handles the volume.
Transformance customer case studies and impact
Logistics Carrier – Claims Matching
A logistics carrier reduced manual matching from 85% to 10% and saved over €60K annually - deployed in just 4 weeks.
Read case study
Energy & Utility – Accrual Automation
An energy company saved 80 hours per month and shortened their month-end close by a full day.
Big-4 Consultancy – GL Posting
A manufacturing firm doubled collector productivity with AI handling 40% of first-touch outreach automatically.
Read case study
Transformance FAQ
Does the Transformance team help me set up?
Yes. Every customer gets full onboarding - we'll connect your ERP, configure your matching rules, and train your team. Most customers are live in weeks, not quarters.
How long does deployment take?
First payments matched in days. Full rollout including ERP integration, remittance capture, and deduction workflows typically takes 4-8 weeks.
Do I need developers?
No. AR analysts and power users can manage day-to-day operations. We handle the initial integration and configuration.
Where is my data stored?
In your environment. Transformance runs inside your VPC - your financial data never leaves your cloud boundary and is never used to train AI models.
What ERPs do you integrate with?
SAP, Oracle, NetSuite, Microsoft Dynamics, and others. We also connect to major banks, lockbox providers, and customer portals.
Is there a pilot program?
Yes. We'll run a pilot on a slice of your AR data so you can see match rates and time savings before you commit.
Summary: What is Transformance?
Transformance is an AI-native revenue recovery platform. It automates the entire order-to-cash process - from capturing remittances to applying cash, investigating deductions, managing collections, and posting to your ERP.
Unlike legacy AR platforms that bolt AI onto decades-old architecture, Transformance was built from the ground up for the way modern AR actually works: messy documents, partial payments, deductions that need judgment, and customers who need follow-up.
Your AR team stops spending 80% of their time on data entry and matching. They focus on exceptions, customer relationships, and the judgment calls that actually need humans.
Ready to try it? Request a demo and and watch your payments get matched in real time.
