Cash Application Software That Replaces Spreadsheets

Bank statements parsed, matched to invoices, cleared automatically. 85% to 95%+ match rate in 90 days. Any remittance format, zero templates.

ClearMatch cash application interface
TRUSTED BY O2C AND FINANCE TEAMS
Syngenta PwC Gran Via Engie Eberspächer
Straight-through processing
96%
Match rate (90 days)
85–95%
Remittance to posted entry
<8 min
DocSense

From documents to actions

Vision Language Models read any document. Invoices, remittances, credit memos. Extract structured data and trigger downstream automation instantly.

DocSense VLM pipeline: unstructured documents flowing through AI extraction to structured data and straight-through processing
Vision extraction

VLM extraction

Vision Language Models read any layout (PDF, scan, email, portal export) with >90% accuracy on structured fields.

Confidence scoring

Confidence scoring

Every extracted field carries a confidence score. Below threshold, route to review. Above, post automatically.

Three-way match

Three-way match

Cross-validates invoice header, line items, and remittance reference before handing off to the matching engine.

Intelligent Matching

Five layers of matching intelligence

Reference parsing, amount matching, pattern recognition, fuzzy logic, and historical behavior analysis work together to resolve even the most complex payment scenarios.

ClearMatch AI matching engine
Reference parsing

Reference parsing

Extracts invoice numbers, PO references, and customer IDs from free-text payment descriptions.

Amount intelligence

Amount intelligence

Handles partial payments, overpayments, rounding differences, and multi-invoice settlements.

Behavioral patterns

Behavioral patterns

Learns each customer's payment habits to predict and resolve ambiguous matches.

Remittance Intelligence

Read any remittance format, zero templates

Vision Language Models understand invoices, bank statements, and remittance advice across any format. No OCR templates, no regex rules, no manual configuration.

Document intelligence pipeline

Bank statements

MT940, CAMT.053, BAI2 and proprietary formats processed in real time.

Remittance advice

PDF, email, Excel parsed with semantic understanding, not template matching.

ERP integration

SAP, Oracle, or any system via API. Matched payments posted directly. Real-time, not batch.

Auto-Post

From matched payment to posted journal entry

Every matched payment generates a validated journal entry, checks it against your posting rules, and clears it in your ERP. No manual intervention, full audit trail.

Automated journal entry generation with validation, debit/credit balancing, and direct ERP posting
Validation

Pre-post validation

Every entry checked for balance, period, currency, and GL account before posting.

ERP posting

Direct ERP posting

SAP, Oracle, NetSuite, or any system via API. Real-time, not batch.

Exception handling

Exception handling

Unmatched items route to a review queue with full context and AI recommendations.

How It Works

From document to posted entry in seconds

Three steps. Fully automated. No manual intervention required.

01

Extract

DocSense reads remittance advice, bank statements, and payment emails from any source. Vision Language Models extract structured data with >90% accuracy.

02

Match

AI applies five layers of matching logic to pair every payment with the right invoices, handling partials and deductions.

03

Post

Journal entries are auto-generated, validated, and posted to your ERP. Exceptions route to a review queue with full AI context and audit trail.

Capabilities

Built for enterprise cash application

AI-native, not AI-bolted-on

Purpose-built matching engine using Vision Language Models. No OCR templates, no regex, no brittle rules that break on format changes.

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Multi-currency, multi-entity

Handles EUR, USD, GBP, BRL and 40+ currencies. Consolidation across entities with local-currency precision.

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ERP-agnostic integration

Posts to SAP, Oracle, NetSuite, or any system via API. Journal entries generated, validated, and cleared automatically.

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Straight-through processing

96% of payments matched and cleared without human touch. Exceptions route to a review queue with full AI context.

Meet Vero →

Ready to automate cash application?

See ClearMatch in action with your own data. First payments matched in days.

With Transformance our Cash App team reduced manual work from 15 hours per day to less than one hour. The AI handles even our most complex multi-currency settlements and remittance formats we thought were impossible to automate.
Head of Accounts Receivable · Global Media Company
Before vs After

The difference is measurable

Manual cash application With ClearMatch
Straight-through processing ×Around 40 to 60% typical Above 90% STP
Time per statement ×30 to 60 minutes Under 1 minute
Match accuracy ×OCR template gaps + manual fixes Above 95% match accuracy
Format adaptation ×Templates break on format changes Zero templates to maintain
Cash visibility ×No visibility until month-end Real-time cash position

Enterprise-grade security and compliance

GDPR Compliant
ISO 27001
End-to-end encryption
Full audit trail
FAQ

Questions, answered

What is cash application software?

Cash application software matches incoming payments to open invoices automatically, posts the cleared items to your ERP, and flags exceptions for review. It replaces the manual spreadsheet matching that most AR teams still run today.

How does AI cash application work?

AI reads the remittance document (PDF, email, EDI, or bank portal download), extracts payment details, matches them to open invoices using a mix of deterministic rules and machine learning, and routes exceptions to a human. Vision language models handle new formats without template training.

What match rates should I expect?

ClearMatch runs at 95%+ straight-through processing. Payments move from remittance to posted journal entry in minutes, not hours. Vision language models handle new document formats without template configuration, so accuracy holds even when customer remittance layouts change.

How long does implementation take?

ClearMatch goes live in 2 to 4 weeks for the first matched payments, then 4 to 8 weeks for full rollout (ERP integration, bank feed, remittance ingestion). Weeks, not quarters. No template training. No dedicated admin required.

Which ERPs does it integrate with?

ClearMatch connects to SAP, Oracle, NetSuite, and Microsoft Dynamics out of the box. Bank statement ingestion supports MT940, CAMT.053, and BAI2 formats. Posting is validated before it touches the ERP.

Can it handle PDFs and unstructured remittances?

Yes. ClearMatch uses vision language models that read documents natively. It handles PDFs, scanned images, email bodies, and portal downloads without template configuration. Accuracy is >90% on structured remittance data and 96.6% on complex multi-column tables.

How is it priced?

Pricing scales with users, transaction volume, and AI usage. Pilots run on a slice of your AR data so you can measure match rates and time savings before you commit. No upfront template configuration fees.

Is it secure for enterprise finance data?

ClearMatch deploys inside your VPC. Financial data never leaves your cloud boundary. The platform meets ISO 27001 standards, supports SSO/SAML and RBAC, and logs every action for audit.

Transform potential into performance

See ClearMatch in action with your own AR data. First payments matched in days.